If you are in a place where you suddenly have a bunch of money to invest, you might be overwhelmed with the ideas that come your way. You start thinking of different things you might invest in, things where your money goes to work for you and all of those other dreamy kind of copywriting phrases being pushed at you day after day. The truth about making money, is that most people totally suck at it. Completely (and I count myself among you heathens) inept, we walk into walls, we fall down again and again. Idiots, but without leashes or tethers to keep us in check – we are of course, free to...

We cannot stress enough how these two things, quality of a product and the overall quality of it, can be entirely separate. An excellent example of this is gold. If you looked at gold from the perspective of a blacksmith in the dawn of history, you would find it a terrible mineral. It was far too malleable and it didn’t have enough resistance to be used for any practical purpose. The fact that there were never tools or weapons made of gold isn’t because it was a rare mineral or because it was being used for jewellery – it’s because of its poor quality for this purpose. It was...

After you have installed an underfloor heating system in your home, you will find that your heating bill will be less each month.  This is because how these systems work. They transfer heat not into the air of the room, but into the objects and furnishings of the room. Furniture and walls hold heat longer and so they help to keep you warm longer. Compare this to regular forced-air heating systems and you will understand how the heat from one will rise to the ceiling, leaving the room cold. This is a waste of heat because this type of heating is inefficient. This type of heating is not just for...

Remember these simple tips to help you save big on your wedding expenses, which will be one of the biggest events in your financial life. - The location is also a big expense, if you want to fly everyone out to a destination wedding on an island. Instead choose a local place, like a national park, or a friend’s garden, which are low-cost wedding locations. They are also more unique and meaningful. - Cut back, if not eliminate all together, deserts. After people eat and drink, they often don’t have room for desert anyway. - Since 12% of your overall wedding budget will account for photo and...